Nicholas Pihl
What does good health look like to you?
I heard this question recently at a Tony Robbins seminar, and found it intriguing. Partly because I hadn't thought about it very much,...
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Nicholas Pihl
- Apr 3
- 2 min
Dumb-Guy Mortgage Math
I was playing around with this mortgage calculator tool to see what happens to my mortgage payments when I put more down. You've probably...
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Nicholas Pihl
- Feb 29
- 3 min
Should I really use a debit card instead of a credit card, like Dave Ramsey says?
This fall, I started an experiment where I stopped using my credit card, opting instead to pay for everything with a debit card. I'd been...
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Nicholas Pihl
- Jan 3
- 3 min
What does the president mean for the market?
If you're like me, you're thinking, "an election year? Already? Didn't we just have one of those?" Maybe it comes from living so long in...
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Nicholas Pihl
- Nov 30, 2023
- 3 min
A Better Way to Do Charitable Giving
If you regularly donate to charity and have a taxable investment portfolio (like a brokerage account), you might be missing out on a...
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Nicholas Pihl
- Nov 29, 2023
- 5 min
Year End Gifts (non-charitable)
One situation I see fairly often is an aging grandparent making annual gifts to get money out of their taxable estate. This is a pretty...
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Nicholas Pihl
- Nov 22, 2023
- 2 min
Happy Thanksgiving!
Thanksgiving is simple, but spiritual. You don't have to have a perfect life, or even a particularly good life. The point is to...
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Nicholas Pihl
- Oct 25, 2023
- 3 min
The case for working part-time
Retirement can feel like an "all-or-nothing" decision. As a result, preparing for retirement not only means being ready financially, but...
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Nicholas Pihl
- Oct 10, 2023
- 6 min
What to do when an investment underperforms (this one's for you, small cap value investors)
The following graph summarizes US market performance year-to-date. Positive performance has largely been driven by large, growthy...
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