As of 13 June 2019
Pihl Financial Planning recognizes that relationships with current and prospective clients are based on integrity and trust. I work hard to maintain your privacy and to preserve the private nature of our relationship with you. I place the highest value on the information you share with me. I will not disclose your personal information to anyone unless it is required by law or at your direction. I will not sell your personal information. Pihl Financial Planning will provide this privacy statement to all clients annually.
It is important to me (and regulators) that clients understand what information I collect, how I use it, and how I protect your personal information.
Why I Collect Your Information
I gather information about you so that I can:
Help design and implement the investment and planning related services I provide you; and
Comply with the Federal and State laws and regulations that govern me and my firm.
What Information I Collect and Maintain
I may collect the following types of “nonpublic personal information” about you:
Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, and financial information.
Information that I generate to service your financial needs.
Information that I may receive from third parties with respect to your financial profile.
What Information I Disclose
I am permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain circumstances. For example, in order for me to provide planning or investment management services to you, I may disclose your personal information in limited circumstances to various service providers, such as our clearing firm or independent contractors hired by Pihl Financial Planning. While I don’t plan on leaving Pihl Financial Planning to join another firm, if I were to do so I am permitted to retain copies of client information so that I can assist with the transfer of client accounts and continue to serve the client at the new firm.
“Opting-Out” of Third Party Disclosures: If you do not want me to retain copies of your client sensitive information if and when I leave to join another firm, you may contact me by calling 503-730-5093.
Otherwise, Pihl Financial Planning will not disclose any personal information about you or your account(s) unless one of the following conditions is met:
I receive your prior written consent; or
I have documentation that the recipient is your authorized representative; or
I am required by law to disclose information to the recipient
Arrangements with companies or independent contractors not affiliated with Pihl Financial Planning will be subject to confidentiality agreements.
How I Protect Your Personal Information
Privacy has always been important to Pihl Financial Planning. I restrict and limit access to client information only to those who need to carry out their business functions. I maintain physical, electronic, and procedural safeguards to protect your confidential personal information.