Markets rallied hard today after Jerome Powell's speech, in which he noted some small shifts in the Fed's policy-making framework....

There are many ways to solve this problem, and it depends on incredibly wide range of factors. But still, here's a framework that I think...

As a rule of thumb, it is better to hold stocks than not to hold stocks. Your expected returns in stocks are around 10% nominal, or 5-6%...

Someone recently asked me whether they ought to take Social Security early and invest it rather than wait to claim it until full...

This is something that Dave Ramsey gets a lot of flak for. He recommends that once people are saving 15% of their income for retirement,...

There are a few things Dave Ramsey recommends which don't always make sense on paper, but seem to work really well in real life. Paying...

I wanted to share a ritual I’ve been doing which has given me a lot of value over the last few months. It comes from a book by John Mark...

As some people approach retirement, they start checking their portfolio more and more frequently. I do not recommend this.  This is also...

It has been a rough month for investors. The S&P 500 has fallen roughly 7% in the last month, or about 8% year-to-date. Though some of...

I've had this question come up a couple times with friends and family members, and I imagine there are a lot of people out there...

For a long time I struggled with indexing for the same reasons anyone does. You're buying expensive companies, the market isn't that...

The last two weeks of volatility in the stock market offer a timeless lesson on market crashes: the thing that causes a crash is never...

One of the most common questions I get asked is, “do you think the election is going to cause the market to crash this year?”  My typical...

Let's start with the basics: Should You Wait to File or Not? For each year you wait after full retirement age (probably age 67 for most...

https://www.morningstar.com/personal-finance/howard-gleckman-we-pretend-this-isnt-problem Notes: "But to throw out one more statistic,...

The ICE Binder Your "In Case of Emergency" Binder is designed to be an aid to your loved ones and caregivers in the event that you are...

The concept I'm sharing here is technically wrong, but I think it actually yields a better way to think about saving and investing in the...

One of the biggest mistakes I see among people who have RSUs (Restricted Stock Units) as part of their compensation packages is that they...

I heard this question recently at a Tony Robbins seminar, and found it intriguing. Partly because I hadn't thought about it very much,...

I was playing around with this mortgage calculator tool to see what happens to my mortgage payments when I put more down. You've probably...