The concept I'm sharing here is technically wrong, but I think it actually yields a better way to think about saving and investing in the...

One of the biggest mistakes I see among people who have RSUs (Restricted Stock Units) as part of their compensation packages is that they...

I heard this question recently at a Tony Robbins seminar, and found it intriguing. Partly because I hadn't thought about it very much,...

I was playing around with this mortgage calculator tool to see what happens to my mortgage payments when I put more down. You've probably...

This fall, I started an experiment where I stopped using my credit card, opting instead to pay for everything with a debit card. I'd been...

If you're like me, you're thinking, "an election year? Already? Didn't we just have one of those?" Maybe it comes from living so long in...

If you regularly donate to charity and have a taxable investment portfolio (like a brokerage account), you might be missing out on a...

One situation I see fairly often is an aging grandparent making annual gifts to get money out of their taxable estate. This is a pretty...

Thanksgiving is simple, but spiritual. You don't have to have a perfect life, or even a particularly good life. The point is to...

Retirement can feel like an "all-or-nothing" decision. As a result, preparing for retirement not only means being ready financially, but...

The following graph summarizes US market performance year-to-date. Positive performance has largely been driven by large, growthy...

Yields on a 10 year Treasury Bond have risen rapidly over the last 22 months, and currently sit near 4.75%, compared with 1.8% at the...

Two Tax Changes That Will Surprise Most of You: Some of you may have heard if you have high income (defined as wages >$145,000 per year),...

In 2023 you can contribute $22,500 to your 401k, plus $7,500 of catch-up contributions if you're over 50. So, if you're under 50, you can...

As interest rates have risen, there's been more discussion of what these rates will do to housing prices. After all, higher interest...

My experience has been that there are often important risks or planning needs that most retirees simply aren't aware of. Nevertheless, if...

I just met with a client couple in their 60s who have "almost enough" money to retire. Try as I might when crunching the numbers, I just...

Spiritual leader Richard Rohr talks about a life lived in 2 halves. Both of them are necessary. One isn't better than the other, and they...

Here's a question I get asked from time to time, "Why do I need a a plan? If I’m 65, expecting to die at 85, why can’t I just put...

When people die, they leave behind a house full of “stuff.” Most of these possessions aren’t valuable or sentimental. There’s just a lot...